Visa and OpenAI plan ChatGPT shopping with card payments
Visa is working with OpenAI to let people shop and pay inside ChatGPT, according to reports. A user could link a Visa card, and an AI agent could find items and help complete a purchase. Visa says controls would include spending limits, approval steps, and merchant restrictions. The companies also plan to explore business workflows using Codex.
Key points
- Visa’s payment network would be connected to shopping flows inside ChatGPT.
- An AI agent could help choose products and complete a purchase.
- Users would have controls such as spending limits and required approvals.
- The approach could work across merchants that already accept Visa.
- Visa and OpenAI also mentioned Codex for business automation work.
Quick term guide
- AI agent
- An AI program that can inspect information and suggest what to do next.
- spending limits
- Rules that stop payments above a set amount.
- workflows
- The specific order of steps taken to finish a piece of work.
- workflow
- A repeatable set of steps for getting a task done.
- permissions
- Settings that define what files or actions a system or user is allowed to access.
- payment network
- A system that moves card payment requests between shoppers, banks, and sellers.
- business automation
- Using tools or software to handle repeated business tasks with less manual work.
- automation
- A way to make repeated work happen without doing every step by hand.