A Cursor user warns others to check overage charges

A Reddit user said they paid $20 a month for Cursor Pro but later received a $187 overage bill. They said heavy agent mode use can pass fast request limits and fall back to a linked OpenAI API key. They claimed they later changed settings and lowered their API costs.

Key points

  • The user told Cursor users to check the billing tab and usage tab.
  • They said they received $187 in overage charges on top of Cursor Pro.
  • They said a linked OpenAI API key was used for extra requests.
  • They tried Haiku 4.5 and smaller context files, but said quality dropped.
  • They claimed a custom API endpoint lowered their API costs.

Quick term guide

fast request limits
A cap on how many faster AI requests are included.
OpenAI API
A way for an app to send requests to OpenAI and get AI results back.
Solo makers
People who build and launch their own products or services entirely on their own.
AI coding tool
Software that uses AI to help write, edit, or explain code.
API endpoint
The specific address you send a request to when using an API service.
overage charges
Extra fees added when included usage is exceeded.
Context Files
Files or folders you give to the assistant so it can read and use them in a chat.
context file
A file that gives the AI background information or rules to follow.
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